Italian compliance
Additional Italian Regulatory Reporting for banks and payment institutions
In addition to CESOP and AML/STR reporting, payment service providers operating in Italy may be subject to further mandatory regulatory reporting obligations. Tax Desk supports organisations in meeting these additional requirements accurately and on time.
Overview of additional reporting requirements
Payment service providers operating in Italy may be required to submit additional regulatory reports depending on their activities and services offered.
Who these requirements apply to
These additional Italian regulatory reporting requirements apply to entities providing financial or payment services in Italy.
This includes banks, payment institutions, electronic money institutions, and payment service providers operating in or into the Italian market. Entities offering acquiring services, POS services, or other transaction-based payment activities may be subject to multiple reporting obligations depending on their business model.
All entities providing financial or payment services in Italy are required to submit the Relationship Report (Anagrafe dei Rapporti).
The CREDIPOS and SEGNAPOS reports generally apply to firms offering POS and/or acquiring services.
Reporting obligations depend on the nature of services provided. Not all entities will be required to submit every report. Applicability is determined by business model, services offered, and regulatory classification.
Reporting via the Sistema di Interscambio (SID)
The primary communication channel with the Italian Revenue Agency (Agenzia delle Entrate) is the Sistema di Interscambio (SID) data exchange system.
SID is the mandatory reporting platform through which Italian regulatory reports must be submitted. Each report follows specific technical formatting and submission requirements defined by the Italian authorities.
The reporting framework is as follows:
Anagrafe dei Rapporti is submitted via SID
CREDIPOS must be submitted via SID
SEGNAPOS will be required to be submitted via SID from January 2026
A single SID registration and transmission channel must be used for all applicable reports.
Aligned with existing CESOP reporting
Where Tax Desk already submits CESOP reporting on your behalf in Italy, the same SID account must also be used for the submission of these additional regulatory reports.
This ensures alignment across regulatory obligations, avoids duplicate registrations, and supports a consistent reporting framework through a single authorised transmission channel.
Our approach is designed to integrate seamlessly with your existing CESOP reporting processes.
End-to-end regulatory reporting support
As an increasing proportion of Italian regulatory reporting becomes mandatory through the SID data exchange system, Tax Desk has extended its service offering to support these additional obligations.
We provide:
SID registration and set-up
Technical report formatting
Report generation
Secure submission via SID
Our specialists manage the full reporting lifecycle, ensuring accuracy, timeliness, and compliance with Italian regulatory requirements.
Our regulatory reporting services
Relationship report (Anagrafe dei rapporti)
Commission report (CREDIPOS)
Transaction report (SEGNAPOS)
透明定价
Report
Reporting frequency
Submission process
One-off setup fee
Annual fee
Relationship Report (Anagrafe dei Rapporti)
Monthly + Annual
SID
€995
€5,295
Commission Report (CREDIPOS)
Monthly
SID
€795
€4,795
Transaction Report (SEGNAPOS)
Monthly
SID
€795
€4,795
Relationship Report (Anagrafe dei Rapporti)
Reporting frequency: Monthly + Annual
Submission process: SID
One-off setup fee: €995
Annual fee: €5,295
Commission Report (CREDIPOS)
Reporting frequency: Monthly
Submission process: SID
One-off setup fee: €795
Annual fee: €4,795
Transaction Report (SEGNAPOS)
Reporting frequency: Monthly
Submission process: SID (from Jan 2026)
One-off setup fee: €795
Annual fee: €4,795
Fees are per country. Annual fees include report generation and submission. A minimum 12-month term applies.
Speak to a regulatory specialist
If you would like to understand how these additional Italian regulatory reporting requirements apply to your business, our specialists are available to help.
We can explain the obligations, confirm reporting scope, and outline the appropriate reporting framework based on your activities.
在全球 60 多个国家受到信任
Italian Reporting FAQs
What is Italian Regulatory Reporting, and who is legally required to comply with it?
Beyond CESOP and AML mandates, payment service providers (PSPs) operating in Italy are subject to specific mandatory reporting obligations: the Relationship Report (Anagrafe dei Rapporti), the Commission Report (CREDIPOS), and the Transaction Report (SEGNAPOS). This applies to banks, payment institutions, electronic money institutions (EMIs) and entities offering acquiring or POS services in or into the Italian market.
Why is this important now, and what are the risks of ignoring it?
Italian authorities have implemented increased digital reporting and real-time data demands. Failing to meet these requirements accurately and on time puts your organisation at high risk of significant financial penalties and reputational damage.
What are my options for managing this?
Reports must be submitted via the mandatory Sistema di Interscambio (SID) data exchange platform, which requires specific technical formatting. Businesses can manage this internally or through a local agent, but Tax Desk provides a centralised managed service that handles SID registration, formatting and secure submission.
What are the most common challenges businesses face when trying to handle this?
Key hurdles include the technical complexity of SID formatting and the frequent reporting cycles (monthly and annual). Italian tax offices typically require all documentation, forms, and technical communications to be submitted in Italian, which often creates a significant language barrier for international compliance teams.
How does Tax Desk combine technology with a personal service approach?
We have a “People and Technology” model. Our experienced specialists manage the full reporting lifecycle, while our leading-edge portal provides you with real-time visibility and control over your Italian data.
How does Tax Desk combine technology with a personal service approach?
We utilise a “People and Technology” model. Our leading-edge portal automates registrations and submissions, giving you full control and visibility, while our specialists—many with Big-Four experience—are always available to provide deep technical expertise and professional clarity.
What makes Tax Desk better than a local Italian accountant?
Tax Desk provides a single point of contact for all global mandates. Many local accountants lack the specialised technical infrastructure , whereas our platform is built for scalable, high-volume reporting.
What is the step-by-step process to get started with Tax Desk?
The process begins by contacting our team at info@taxdesk.com. After selecting the Italian Compliance service and completing the client questionnaire, you are assigned a dedicated account manager who will lead your onboarding and coordinate technical testing.
What documents and credentials will my team need to prepare?
You will need company incorporation documents and specific local forms. Because Italian authorities require these in their own language, your account manager will guide you through the necessary translations and notarisations required for a successful SID setup.
How are the reports submitted to the Italian Revenue Agency?
Tax Desk manages the secure submission via the SID platform. We conduct regulatory confirmation checks and provide on-time filing assurance to ensure you remain compliant with Italian law.
What tasks will my team need to perform every month once we are live?
We are a proven reliable partner, providing full audit support. Our experts professionally resolve complex compliance issues and inquiries from the Italian authorities.
How long does it typically take until my account is fully active and compliant?
This depends on the complexity of your case and the speed of document collection. Generally, the process takes between 2–3 weeks and 3–4 months, depending on the specific requirements of the local tax authorities.
If we face a regulatory audit in Italy, how does Tax Desk support us?
Your team simply needs to provide sales data via our standardised data template. Our system then uses this data to automatically generate the necessary reports and returns for your final approval.